FY2025–26 Edition

The tax bill nobody
warned you about.

The complete tax system for Australian freelancers and sole traders.
Set up in a weekend. Never get ambushed again.

Your employer used to handle your tax. Now nobody does. The Tax Survival Kit gives you the two-account system, every deadline, every deduction, and a step-by-step setup plan — so you're always ready when the ATO comes calling.

Choose your edition — from $39
Tech Edition — $49 Tradie Edition — $49

Instant download. PDF + action pack templates + calendar file. No subscription.

Not ready to buy yet?

Join the waitlist for the Pocketwise app — Australia's AI money coach for freelancers. We'll let you know when it launches.

✓ You're on the list. We'll be in touch.

Here's what happens when you go freelance.

You leave your job. The money's better. You invoice $8,000, $10,000 a month. Nobody takes out tax. Then the ATO sends a letter.

The average first-year tax bill for a freelancer earning $95,000 is over $20,000. Most people have less than $5,000 set aside. The rest goes on a payment plan — or a line of credit.

This Kit exists so that doesn't happen to you.

Everything you need. Nothing you don't.

Thirteen chapters, a quick reference card, and an action pack of printable templates, spreadsheets, and a calendar file.

The Two-Account SystemThe cash flow structure that means you'll always have the money when tax is due.
The 25% Set-Aside RuleThe exact transfer to make, the day to make it, and why automation is non-negotiable.
GST Registration Decision TreeShould you register? When? What changes when you do?
BAS Preparation ChecklistField-by-field. No jargon. Print it and tick it off every quarter.
Quarterly Tax CalendarEvery deadline for FY2025–26 and FY2026–27. Downloadable .ics file loads into your calendar in 30 seconds.
The Deduction GuideWhat you can claim, what you can't, and the grey areas that trip people up.
PAYG Instalments ExplainedWhy the ATO's quarterly prepayment system is actually your best friend.
Superannuation StrategyThe third bill nobody budgets for. How to turn it into a tax advantage.
Common MistakesIncluding the ones nobody talks about — PSI rules, ATO benchmarking, data-matching.
90-Day Setup ChecklistsFrom "just went freelance" to "running smoothly" in 12 weeks.
Rules, Tips & HacksThe non-negotiable habits — collected in a quick reference you can review in five minutes.
Action Pack TemplatesPrintable checklists, trackers, calendar files, and spreadsheets you'll actually use.

What most freelancers never find out until it costs them.

The ATO won't explain this to you. Your employer didn't. Most accountants charge $300/hour to tell you things you should have known from day one. Here's what the Kit gives you that you won't find in a free guide.

The BAS form, decoded. Field by field — what goes in G1, what goes in G11, what W1 means and why most sole traders leave it blank. The exact translation layer that turns a confusing form into a 20-minute job.
The mistakes the ATO is actually looking for. PSI rules, industry benchmarking, AI data-matching, the 80% one-client trap. These aren't in free guides because most free guides don't know about them.
The super move most freelancers miss. The Notice of Intent to Claim a Deduction. Miss this one form and the deduction disappears — permanently. You can't go back. Most people find out the hard way.
A system, not a reading list. You finish it with two accounts set up, every deadline in your calendar, a quarterly checklist, and a tracker running. Not more things to look up — done.

Choose your edition.

The Standard edition is comprehensive — it covers every freelancer. The industry editions go deeper into the deductions, worked examples, and templates that are specific to how you actually work.

For developers & digital

Tech Edition

Developers, designers & digital
$49 AUD
  • Everything in the Standard Kit
  • Full SaaS + cloud deduction guide
  • Subscription Audit template
  • GST-free export rules
  • Sam's $150K worked example
Get the Tech Edition — $49 AUD

Learn more →

Tax Survival Kit

For all Australian freelancers
$39 AUD
  • Complete 13-chapter tax system
  • Comprehensive deduction guide
  • BAS checklist + two-year calendar
  • Action pack templates
  • Importable .ics calendar file
Get the Standard Kit — $39 AUD

Instant download. Works on any device.

For tradies

Tradie Edition

Sparkies, plumbers, chippies & all trades
$49 AUD
  • Everything in the Standard Kit
  • Full tools, ute & PPE deduction guide
  • Vehicle Logbook Quick-Start
  • Tool & Equipment Register
  • Marco's $110K worked example
Tradie Edition — Coming Soon

Learn more →

💚 Our promise: If you don't find at least one deduction you were missing, email us at hello@pocketwise.com.au and we'll make it right.

The Kit is just the beginning.

Pocketwise — Australia's AI money coach for freelancers — is coming. Automated set-aside tracking, BAS alerts, deduction categorisation. $19/month. Kit buyers get first access.

✓ You're on the list. First to know.

What this actually saves you.

Sam, freelance full-stack developer, Melbourne. $150K income.

Year one: $38,500 tax bill. $0 set aside. Paid it over 11 months on a line of credit.

Year two (with the Kit): Claimed $17,500 in deductions — SaaS subscriptions, cloud hosting, laptop, professional indemnity, AI tools. The Subscription Audit found $3,800 in software he was paying for but not claiming.

Tax saving: ~$5,900.

The Tech Edition costs $49. Sam's subscription audit paid for it 78 times over.

Figures are illustrative. Your actual tax depends on your specific circumstances. Consult a registered tax agent.

Marco, qualified electrician, Western Sydney. $110K income.

Year one: $22,800 tax bill. $4,000 in his account. The rest went on a payment plan.

Year two (with the Kit): Claimed $19,500 in deductions — ute (logbook method), tools, PPE, insurance, licences. The logbook method on his ute alone delivered $9,200 in deductions vs. the $4,400 cents-per-km cap.

Tax saving: ~$6,240.

The Tradie Edition costs $49. The logbook paid for it 188 times over.

Figures are illustrative. Your actual tax depends on your specific circumstances. Consult a registered tax agent.

Quick questions.

Is this up to date?
Yes. This is the FY2025–26 Edition, current as at March 2026. Tax rates, GST thresholds, and BAS deadlines are verified against ato.gov.au. Where rules may change, the Kit says so explicitly.
Is this financial advice?
No. This is an educational guide and implementation system. It's designed to help you understand your tax obligations and set up a working system. For advice specific to your situation, consult a registered tax agent.
I'm not sure which edition to choose.
If you're a developer, designer, digital marketer, or IT consultant — get the Tech Edition. If you're a sparky, plumber, chippy, builder, or any trade — get the Tradie Edition. If you're in another field (creative, consulting, health, etc.) — the Standard Edition covers you well.
What do I actually get?
A PDF guide (13 chapters + quick reference), downloadable action pack templates (spreadsheets, checklists, printable cards), and a calendar file (.ics) with every ATO deadline pre-loaded. Instant download after purchase.
Can I get a refund?
Digital products are non-refundable after download. That said — if you don't find at least one deduction you were missing, email us at hello@pocketwise.com.au and we'll make it right. We stand behind the Kit.
What's Pocketwise?
We're building Australia's simplest AI money coach for freelancers — real-time set-aside tracking, BAS alerts, deduction categorisation. The Tax Survival Kit is where we start. The app is coming at $19/month. Kit buyers get first access — join the waitlist above.